FAQs

Frequently Asked Questions

1. WHAT IS TIC PROPERTY?

TIC stands for Tenants in Common. It is a legal ownership structure that allows multiple people to own a share in the same property while remaining individually registered on title. Each investor owns a specific percentage of the property and benefits proportionately from:
  • Rental income
  • Capital growth
  • Ownership rights

With TIC Property:

  • You are directly on title
  • You own a real registered share of the property
  • Your ownership is not simply units in a trust

Unlike many syndicates or trusts:

  • Investors benefit from actual property ownership
  • Capital growth flows directly through the asset
  • Ownership is transparent and legally defined

TIC structures were originally designed to allow multiple parties to access larger or higher-quality assets together without one person needing to fund 100% of the purchase.

Today, TIC structures are widely used because they:

  • Lower the barrier to entry
  • Create accessibility
  • Allow portfolio diversification
  • Reduce the burden of full ownership

2. HOW DOES TIC PROPERTY WORK?

Investors typically purchase between:

  • 5%
  • 10%
  • 15%
  • Up to 35%

of an individual property.

Your ownership percentage determines:

  • Your share of rental income
  • Your share of expenses
  • Your share of capital growth

Supavest focuses on:

  • SDA / NDIS housing
  • Rooming houses
  • Childcare assets
  • High cash-flow residential investments
  • Specialist accommodation

These are selected based on:

  • Demand
  • Long-term income potential
  • Rental yield
  • Location fundamentals
  • Government-backed tenancy demand

NDIS and SDA assets provide:

  • Long-term demand
  • Government-supported tenancy systems
  • Stronger cash flow
  • Annual rental increases tied to CPI
  • Specialist housing shortages across Australia

This creates:

  • Stable income potential
  • Inflation protection
  • Long-term capital growth opportunities

3. PURCHASE PROCESS

The investor speaks with Supavest or a partner to determine:

  • Investment goals
  • SMSF or personal ownership
  • Budget
  • Risk profile
  • Income objectives

Supavest presents available TIC opportunities.

This includes:

  • Property overview
  • Estimated yields
  • Rental structure
  • Ownership allocation available
  • Location information
  • Forecasted performance

The investor:

  • Selects their ownership share
  • Signs relevant contracts
  • Pays the required deposit or purchase amount

Ownership percentage is then allocated.

If under construction:

  • Supavest manages the project
  • Builder delivery is coordinated
  • SDA engagement begins
  • Participant alignment occurs

Investors receive project updates from the Projects Team.

Once:

  • Construction is complete
  • SDA approval achieved
  • Participant moves in

→ Rental income commences.

Income distributions are then paid proportionate to ownership share.

4. SALE / EXIT PROCESS

Yes.

As a TIC owner:

  • You own a registered share
  • You can sell your ownership interest

The process generally includes:

  1. Investor notifies intention to sell
  2. Valuation or market assessment completed
  3. Buyer sourced privately or through network
  4. Transfer documentation completed
  5. Settlement occurs

 

Certain projects may include structured liquidity and exit pathways designed to provide investors with flexibility over time.

These may include:

• Scheduled buyback windows
• Assisted resale processes
• Internal buyer networks
• B2B partner resale opportunities

Supavest currently operates formal buyback review periods in March and September each year for completed and income-producing assets. During these periods, Supavest may facilitate the repurchase of qualifying TIC interests, subject to project status, investor demand, and internal assessment at the time.

In addition to these scheduled windows, TIC interests may also be resold at any time through Supavest’s national B2B partner network, which includes mortgage brokers, accountants, financial planners, buyers agents, property marketers, and wealth advisory groups actively working with investors seeking access to high-yield property opportunities.

This creates multiple potential pathways for investors who may wish to:

  • Rebalance their portfolio
  • Release capital
  • Upgrade into larger holdings
  • Transition between projects
  • Or realise capital growth over time

Importantly, TIC Property is structured around real ownership and real title allocation, meaning investors are not locked into a closed-end structure without exit options. The combination of recurring buyback windows and an active partner distribution network helps support liquidity and ongoing market demand for completed income-producing assets.

Value is generally influenced by:

  • Rental income
  • Asset performance
  • Market conditions
  • Yield position
  • Demand for the asset type

For SDA assets specifically:

  • Rental income can strongly influence valuation outcomes.

5. INCOME & RETURNS

Rental income is distributed proportionately based on ownership percentage.

Example:

  • 5% ownership = 5% of net rental income

Payments are generally made monthly after expenses.

Typical expenses may include:

  • Insurance
  • Council rates
  • Water rates
  • Property management
  • Maintenance
  • Asset management

Specialist assets often produce higher yields because:

  • They serve niche markets
  • Demand exceeds supply
  • Government-supported tenancy structures exist
  • Specialist accommodation attracts premium rents

Yes.

Within the NDIS framework:

  • Rental income is generally indexed annually in line with CPI

This helps:

  • Protect against inflation
  • Increase long-term cash flow
  • Improve overall investment performance

6. CAPITAL GROWTH

Yes.

As an owner on title:

  • Investors participate directly in capital growth proportional to ownership.

Growth is driven by:

  • Location selection
  • Demand for specialist housing
  • Rental performance
  • Supply shortages
  • Broader property market conditions

Supavest researches:

  • SDA demand data
  • Vacancy rates
  • Government housing shortages
  • Infrastructure growth
  • Long-term tenant demand

The goal is:
Acquire assets where long-term demand supports both income and growth.

7. SMSF QUESTIONS

Yes.

Many investors use TIC Property within:

  • Self-Managed Super Funds (SMSF)

TIC allows:

  • Property ownership without full asset purchase
  • Diversification
  • Strong income
  • Lower entry requirements
  • Reduced borrowing complexity

Generally:

  • TIC purchases are cash-based

This avoids:

  • Lending restrictions
  • Personal guarantees
  • Complex LRBA structures

8. SECURITY & RISK

Yes.

Your ownership interest is legally documented and registered.

Other owners selling their share does not impact your ownership rights.

Each ownership portion is individually held.

As with any property investment:

  • Property markets can fluctuate
  • Vacancy risks exist
  • Construction delays may occur
  • Economic conditions may impact returns

Supavest attempts to reduce risk through:

  • Asset selection
  • Demand analysis
  • Specialist housing focus
  • SDA provider alignment
  • Diversification opportunities

TIC Property is commonly used by:

  • SMSF investors
  • First-time property investors
  • Investors with smaller capital balances
  • Retirees seeking income
  • Wealth builders seeking diversification
  • Clients wanting property exposure without full ownership burden

Brokers

  • New client opportunities
  • Sticky relationships
  • Alternative SMSF pathways

Accountants / Financial Planners

  • Better retirement strategies
  • Improved wealth outcomes
  • Tax-effective structures

Real Estate / Buyers Agents

  • Access to new investor markets
  • Additional revenue streams
  • Clients previously locked out of property

TIC Property allows investors to:

  • Own part of real property
  • Be directly on title
  • Earn rental income
  • Benefit from capital growth
  • Access specialist assets
  • Enter the market with lower capital requirements
  • Build wealth progressively over time

Supavest focuses on:

  • High-demand asset classes
  • Research-backed locations
  • SDA and specialist housing opportunities
  • Long-term income-producing property
  • Accessible wealth-building strategies

Frequently Asked Questions

TIC Property is a fractional property investment platform that allows you to own a percentage of high cash-flow real estate in Australia. Each property can be divided into 7 shares, with each share representing 5% ownership. By investing in a share, you receive rental income and benefits from property appreciation without needing to purchase the entire property.

Fractional property investment through TIC Property offers diversification, steady rental income, and potential capital growth. It’s an efficient way to invest in the Australian property market, particularly for those looking to diversify their portfolio or invest with an SMSF.

The minimum investment in TIC Property starts at $60,000 for a 5% share in a property. This low entry point makes it easier to get involved in the property market without requiring substantial capital.

You earn returns through monthly rental income and potential property value appreciation. TIC Property is structured to maximise rental yields and capital growth, offering a steady income stream and the possibility of selling your 5% share at a profit.

TIC Property provides full-service property management, handling everything from tenant relations to maintenance. This allows you to enjoy passive income without the day-to-day responsibilities of property ownership.

Your investment is secured as your name is registered on the property title as a tenant-in-common. This legal structure ensures that your ownership stake is protected under Australian property laws.

Yes, TIC Property offers flexibility by allowing you to sell your 5% share. You can sell your stake in the property on the open market or to other investors within the TIC Property community, providing liquidity in your investment.

Absolutely! TIC Property is fully compliant with Australian SMSF regulations and real estate laws. We ensure that all investments meet legal requirements, making it a secure option for SMSF property investment.

Yes, TIC (Tenants In Common) Property is Sharia-compliant. We have structured our investments in accordance with Islamic principles, ensuring that all financial transactions are free from interest (riba) and speculative elements. Investors can confidently invest knowing that TIC Property adheres to the ethical and moral guidelines of Sharia Law.

Yes, international investors can invest in TIC Property. Our properties are FIRB (Foreign Investment Review Board) approved, making them accessible to investors from around the world who want to enter the Australian real estate market.

Investing in TIC Property through an SMSF can offer significant tax advantages. These may include reduced tax rates on rental income and capital gains, making it a tax-efficient way to grow your retirement savings. Always consult with a tax advisor for specific guidance.

You will receive regular updates on your TIC Property investment, including detailed financial reports, property performance updates, and market insights. This transparency keeps you informed and in control of your investment.

TIC Property offers a range of investment opportunities in high-yield, cash-flow-positive properties across Australia. However, all TIC Property investments offered at this moment in time are NDIS housing options. 

Getting started with TIC Property is simple. Visit our website to explore available properties, or contact our team directly to discuss your investment options. We provide guidance at every step to ensure a smooth investment process.

Like any investment, TIC Property carries risks such as market fluctuations, property value changes, and rental vacancies. However, our expert management and diversified property options help mitigate these risks. It’s important to consider these factors and consult with a financial advisor before investing.

No, TIC Property does not charge any fees. Your investment is fully allocated to your property ownership, ensuring you receive the maximum benefit from your investment.

In the unlikely event that Supavest liquidates, your investment remains secure. As your name is registered on the property title as a tenant-in-common, you retain full ownership of your share. The property ownership structure ensures that your investment is protected independently of Supavest’s operations.

TIC Property allows you to invest in high cash-flow properties with a lower capital requirement compared to traditional property investment. By owning a percentage of a property, you receive rental income and benefit from capital appreciation without the need for large upfront costs or the responsibilities of full ownership.

Yes, you can diversify your investment by purchasing shares in multiple TIC Properties. This allows you to spread risk across different properties and markets, enhancing your potential returns and stability.

The duration of a TIC Property investment can vary depending on the specific property and market conditions. However, many investors choose to hold their shares for several years to maximise rental income and capital appreciation. TIC Property provides flexibility, allowing you to sell your share when it suits your financial goals.

Profits from TIC Property investments, including rental income and capital gains, are distributed proportionally based on your percentage of ownership in the property. This ensures that each investor receives their fair share of the returns generated by the property.

Yes, TIC Property investments are highly suitable for Self Managed Superannuation Funds (SMSFs). They offer a way to diversify your SMSF portfolio, generate regular income, and achieve capital growth, all within a compliant investment structure.

Investing in high cash-flow properties through TIC Property provides several key benefits, including regular rental income, potential for capital appreciation, and reduced risk due to property management and maintenance handled by experts. These factors make TIC Property an attractive option for long-term wealth building.

Yes, the value of your share increases with the property’s uplift. As the property appreciates in value, your 5% ownership share also appreciates, allowing you to benefit from capital growth alongside rental income.

The value of your TIC Property share is determined by the current market value of the property. As the property appreciates or depreciates, the value of your share adjusts accordingly. Regular property valuations ensure that your investment’s value is accurately reflected.

Selling your TIC Property share is straightforward. You can list your share for sale on the open market or within the TIC Property network. Our team can assist in finding potential buyers, and the sale process is handled smoothly to ensure you receive the best value for your investment.

Yes, you will receive regular reports and statements on your TIC Property investment. These include financial summaries, property performance updates, and market insights, keeping you informed about the status and progress of your investment.

Absolutely. TIC Property is well-suited for long-term investment strategies, offering consistent rental income and potential for significant capital appreciation over time. Investors can hold onto their shares for as long as desired, benefiting from the property’s growth and stability.

In the event of a vacancy, TIC Property’s management team works diligently to find new tenants and minimise any impact on rental income. The high demand for well-located properties typically ensures that vacancies are filled quickly, reducing potential income disruptions.

Yes, TIC Property investments can be included in your estate planning and passed on to your heirs. The ownership structure allows for smooth transfer of your investment to your beneficiaries, ensuring that your legacy continues through property ownership.